Very cool time of day, Jack. Love the weather as I remember it was the norm around here at the water in early morning -- gray, low ceiling that would burn off around 11am.
Love it. Nice complex scene. Good details and so forth. Also a good time for fishing.
I would recommend that you anchor that lad in the row boat by bringing the darks you have in all the other sea reflections out to match that there, otherwise he's floating (not in water) and the sea doesn't match the rowboat and all that as to the level of darks you have there. So it separates the water from the boat rather than having them sharing the same space.
Other than that, I say, avast and yahar. . . and off to take advantage of the paintin' time in port, if ye knows what I mean, shipmate. . .
"Not a bit is wasted and the best is yet to come. . ." -- remembered from a dream