I work on holiday artwork a few months ahead. I post some of it to Zazzle so I need a long lead time. Here is something for Valentine's Day.
I did everything inside ArtRage except for the gold of the heart border. I created the curls in ArtRage with the Ink Pen set with lots of smoothing and the Symmetry tool and a heart stencil. I then took it into Corel Photo-Paint to do the gold.